In the past, the only type of disability benefits one could get was through the church or other community-based charitable organization. Food pantries fed the hungry, ran donations for the homeless and contributed funds to individual families in need. This all changed in 1935, when Franklin D. Roosevelt passed the Social Security Act as part [...]
When an individual has been seriously injured in an accident in the workplace, he or she may be entitled to permanent disability benefits, depending on the type and severity of the injury and other factors. Permanent disability benefits are worker’s compensation benefits for these individuals and there are three categories that the injured worker may [...]
Disability Insurance is often the forgotten protection. Anyone can become sick or hurt. Whether you are employed or a small business owner, you can become sick or hurt, unable to generate an income, and find yourself financially devastated. This type of insurance is designed to protect you from such a dire situation. According to the [...]
Mobility scooters is something that numerous people need to utilize. It is what offers them the power to move around freely to different places. Most people will use them when they are shopping or simply needing some fresh air. Because of this, you may expect it to get a great deal of depreciation. When individuals [...]
No one wants to pay full price for anything and this holds true for mobility equipment for the handicapped. The insurance companies makes the process very bureaucratic, so you must read the details and follow the requirements exactly. If you can get Medicare or insurance for handicapped equipment, they will pay a share and mobility [...]
Many people have heard of Social Security Disability Insurance benefits, but don’t understand the actual process of how to apply for these benefits or that they may be eligible. Funded by payroll taxes, Social Security Disability Insurance (SSDI) is a federal government insurance program. SSDI benefits are paid to workers who cannot work due to [...]
Accidents and injuries happen all the time at home, work, school, or in public. Sometimes, the accident involves little or no injury to the person or persons involved. Other incidents may cause injuries that can have a serious effect on the individual’s life. Serious accidents may require hospitalization and rehabilitation for the injuries suffered and [...]
In 2005 alone, there were more than 24 million disabling injuries. That’s 2,750 every hour, says the National Safety Council! While all of these incidents did not result in permanent injury or the need for long term disability insurance, they did require some time off and many people were concerned about lost wages and how [...]
