Many Americans are concerned about their employment these days. Recent job loss data has been alarming, and many more workers are facing potential layoffs in the future. We all know almost everybody faces a loss of income at some point in their working lives, and we also know that we should prepare for unemployment. A [...]
In my area, whenever somebody closes on a home mortgage, or even when they refinance, they usually get lots of offers for a product called mortgage insurance. People do not always understand this offer, and it is important to look at the various products that might cover a home, or a home mortgage. Mortgage life [...]
Health insurance is getting increasingly costly. Since the price of medical care grows, indemnity companies are cutting out exceptional coverage that they carry. It’s getting harder for consumers to discover coverage for particular health conditions or unexpected expenses. Supplemental health insurance is a kind of insurance policy intended to cover up the gaps that your [...]
Medicare supplement insurance, or Medigap, is private health insurance that insurers sell to fill in the gaps in regular Medicare coverage. These supplemental insurance policies pay some of the health care costs that Medicare doesn’t cover. If you have both Medicare and a Medigap policy, the two policies share the costs of covered health care. [...]
Most companies offer health insurance. This type of coverage may not work for many conditions that you could possibly have, like some types of diseases and some kinds of accidents. Supplemental health coverage could be helpful by allowing you to use it in addition to the primary health insurance you have. For your convenience, we [...]
If you were to sit down and add up all of your essential outgoings that you paid out each month then you could be in for a bit of a shock. Especially if you have a huge mortgage and loans to cover each month. You could stop still in your tracks when you have also [...]
Those in the Medicare supplement insurance business working as either brokers or agents probably already understand the importance of generating good leads for their sales. After all there is a huge difference in conversion rates between hot Medicare supplement leads and cold calling. Some salesmen claim to be able to close 90% consistently over time [...]
You probably already know that residents of the U.S. over the age of sixty-five have access to the government insurance program known as Medicare. Some people, though, still aren’t sure that purchasing a Medicare supplement policy is a wise investment. Let’s look at five ways a Medicare supplement policy is money well spent. 1. Hospital [...]
Effective June 1, 2010, the Medicare Supplement marketplace will look completely different. That is the government-appointed date, on which all companies that market and sell Medicare Supplement plans will have to abide by the modernized Medigap plans chart. Most significantly, this modernization adds two new plans to the mix of available Medicare Supplemental plans, Plan [...]
Many people get confused between a Medicare Supplement and a Medicare Advantage policy. Many people think that they are the same thing, but they are not. A Supplement Policy will pay AFTER Medicare. Depending on the plan that you have chosen, it will pay the Part A Deductible (for the hospital) and possibly the Part [...]
